Your Back to School Budget Guide

January 1, 2018

Your Back-to-School Budget Guide


back to school budget guide

The costs of your child(ren) going back to school for a new academic year have been quoted as anything between £500 and £2,000. They vary across the country according to the number of children per household and where children sit within the school cycle.  

As a result, it’s important to map out your back-to-school budget each year. Here are the main categories you need to consider and cost.


Uniform
Blazer (if the school has one)
Jumper 
Shirts
T-shirts
Skirts/Trousers
Ties
Socks/tights
Coat
Shoes/Trainers

Sports/PE
Tracksuit
Other sports clothing
Sports equipment

Books/Stationery
Textbooks 
Workbooks
Book covers
Copybooks
Calculator
Folders
Pencil case
Maths set
Pencil, pens, ruler
Photocopying

School accessories
Schoolbag
Lunchbox
Flask/Drinks bottle
Sports bag

Other payments
School voluntary contribution
School insurance
Transport
School fundraising initiatives
Birthday party presents 
Exam fees
Arts and crafts fees
Musical instruments
School activities (e.g. swimming)
Lunch money
Milk money
School tours and trips
Any other costs


In terms of saving for this year, it’s never too late to cut costs. The most important thing to do is set out each cost so that you have a realistic idea of what your overall cost will be.  

Consider every item, especially the more expensive ones like clothing and sports equipment, and see where you can get the best value.  

Research costs online.  Look at the best value and the best shops.  Look for voucher codes or online money off coupons.   

If you feel that you are unable to afford the full list, think about talking to your child’s school or see if you are eligible for the back to school allowance. 

Try to recycle. Your child does not need a new schoolbag and pencil case every year. If they really want one, encourage them to wait until January when you may have more finances available.  

See if any of your friends have equipment or books that they no longer need.  Organise or go to book swaps. Check if your school will accept their fees spread out over a number of months rather than as a lump sum.

And finally, try to plan ahead and save a small amount of money each week to make life a little easier in September.

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